Insurance Fraud Investigators in Dothan, Alabama

Fraudulent insurance claims in the United States cost insurance companies over $80 billion per year – and that figure is rising quickly. Tens of thousands of insurance fraud cases are investigated each year, and an unknown larger number exist that haven’t been caught.

The criminals who perpetrate insurance fraud are technologically sophisticated and extremely difficult for insurance companies and self-insurers to catch in the act.

Our insurance fraud investigators are licensed in Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee and Texas and have over twenty years of experience investigating fraudulent insurance claims. We can assist in the prosecution of these criminals by gathering the evidence you need to prove your case in court and avoid outrageous insurance payouts.

How an Insurance Fraud Investigation Works

When an insurance company receives a claim (or when a business, physician or individual is notified that a claim is being filed against them) that seems suspicious or lacking in credible detail, hiring an expert insurance fraud investigator is the best way to gather the evidence and information necessary to determine the legitimacy of the claim. Once contracted to investigate a claim, our investigators employ a variety of methods in order to prove or disprove its validity. These investigative methods may include:

All of the evidence gathered by our insurance fraud investigators is full documented, verified, and turned over to our clients in an easy to understand document package. We never speculate, embelish or make any claims that are not fully supported by the evidence. Our investigators are experienced, discreet, and above all, professional. These same qualities that make them such successful investigators also make them excellent professional witnesses in any court of law.

Types of Insurance Fraud Cases We Investigate

All insurance fraud cases fall into one of two categories – hard fraud and soft fraud. Hard fraud is when a person knowingly plans and executes a scheme with the sole purpose of collecting insurance money. Examples of hard fraud include deliberately burning down one’s home or place of business, slamming on your vehicle’s breaks to intentionally cause an accident, or faking a death in order to collect on a life insurance policy. Soft fraud, on the other hand, is less premeditated and more opportunistic. Perpetrators of soft fraud are typically already involved in a situation where they would receive an insurance payout and they exaggerate their claim in order to receive more money. Being involved in a car accident and claimng that your injuries are worse than they actually are is an example of soft fraud.

Our insurance fraud investigators are experts at investigating both hard and soft fraud cases, including: